Top 10 best ideas for home business

Caughtwithout the usual work can and should change the traditional ideas about earnings. Work at home is just as real as any other kind of paid work. The main thing is to understand what exactly it is.

1. Virtual Assistant

It is possible to earn well, helping entrepreneurs in clerical, administrative and marketing matters. Start-up costs are relatively low. However, you will need to create an online portfolio to demonstrate their skills and experience.

2. Care for the elderly

Our population is rapidly aging, and health care - more expensive. This creates demand for special private services that provide care for older people. You can clean the house, prepare food, wash and iron. If you have an appropriate diploma - can also provide basic medical care for the sick.

3. Repair of computer equipment

Can be repaired computer hardware, install programs, remove viruses or even to give lessons of basic computer literacy.

4. The writer / blogger

If you can correctly write and have his literary writing - a career in the Internet is right for you. As a general rule, make good writers who are familiar with the technology optimize web pages for search engines and successfully picked up the key words. In addition, a certain amount can be obtained for the materials to the sharp topics of the day on your own blog. So you can make a profit from advertising.

5. Provision of services

If you are sufficiently experienced specialist - Try to create their own business. Work on yourself, offering customers professional services (accounting, medicine, computer programming, web design, and so on. D.).

6. Caring for pets

You can care for pets when their owners go on business trips. Or provide a list of additional services such as caring for the appearance of pets. For this to work, of course, it is desirable to live in a private home, as well as have sufficient funds for equipment and cell enclosures.

7. Cleaning the house

Demand for housewives and cleaners never falls for offices. You only need to have good equipment. The hardest thing - to find customers, but positive recommendations of satisfied owners necessarily do the trick. If you have a good administrative experience - you can organize your own service.

8. Minor repairs

During the period of construction boom, this activity has always been in demand. But even during a temporary market downturn requires many professionals who can put parquet pokleit wallpaper, fix plumbing.

9. Network business

To become successful in online business, for example, in the sale of perfumes, not so difficult. To do this, first of all, you must know whether there is a market for these products. You also need to invest some money in the purchase of goods and advertising, to have good marketing skills.

10. Online Auction

Sales of a variety of goods in online auctions remain one of the most lucrative home based business. You just need to find a niche. For example, selling unique handmade products demanded or tradable commodities. In the end, you can put a price to be significantly lower than those of your competitors.

One of the most important professions in the time of crisis - Collector

That is why these professionals are so important communication skills, knowledge of legislation and psychological stability.

general description

To date, credit default occurs quite frequently. To combat this phenomenon are called collectors - specialists in debt collection, debt collectors or professional (from the English collect -. «Collect»).

Previously, the post of collector is often involved former employees of law enforcement agencies and the military left. The emphasis is on process rather aggressive debt collection. Today, the main duty of the collector - not just to collect the debt, but to offer a person a variety of economic solutions to the problem, ie, to become for him a kind of financial advisor...

The collector has to help the debtor to understand the pattern of payments, the budget plan and the debt repayment scheme, to find embodiments of regular payments to pay off the debt.

Therefore, the basic requirement for applicants - Completed higher education: economic, financial or legal. However, one can often find a collector having a diploma of a teacher or a psychologist.

According to experts of the personnel market, even if the candidate does not have a higher education, but shows excellent communication skills and a deep knowledge of psychology, it can also apply for this position.

Functional responsibilities

collector work involves, above all, communication with customers, past due repayment of the debt (informing, negotiating on the debt payment; advising clients on the occurrence / repayment of debt, the calculation of arrears, conflict resolution).

The main responsibilities of the collector includes:

 implementation of the procedures included in the process of collection of arrears in strict accordance with the established timeframe and the current policy of the company to work with debtors;

 further development of the existing algorithm of the arrears;

 calculation of arrears for the transfer of cases to the court;

 preparation of reports for clients-debtors;

 advising clients and colleagues on the collection of arrears.

skills

collector profession appeared not so long ago, so no one expects to see a specialist with years of experience in this field. However, certain suggestions to the applicants still there. Demand for candidates with experience in the financial, banking, legal field or have experience directly related to the collection of bad debts. In addition, we must know the law relating to the collection of debts, as well as knowledge of the principles of the Russian accounting.

You also need to have computer knowledge, be able to work with databases, because collectors have access to the data bases of banks, insurance companies, central address bureau, public utilities companies, local telephone network, the credit bureaus.

If the employer company - international, the candidate must be proficient in English at the Intermediate level.

Additional requirements: mobility, willingness to travel, ability to work in a team.

Candidate for the post of collector must also have good communication skills - be flexible, but at the same time firm, set clear goals and aggressively to achieve results, to understand human psychology.

Advantages and disadvantages

On the one hand, the position of the collector involves communicating with people, a fruitful exchange of experience in the team, a certain creative component. Despite the fact that collectors communicate with customers in advance spelled scenarios, each person and each situation is unique. It is a dynamic work involving travel to meetings at the customer's premises, including in the regions. Collectors are constantly learning, adopt the valuable practical experience from their colleagues and become vitally important skills that are applicable in any field involves working with people.

On the other hand, often "debtors" feel backed into a corner: time goes on, run over penalties for late payments ... It is the collector has to withstand tears, insults and even threats of customers, so the work of these specialists is stressful character.

prospects

Career opportunities in this area - to become the leader of one of the departments: soft-collection (recovery of debts at an early stage - from 30 to 90 days from the date of its occurrence), hard-collection (debt recovery at a later stage - more than 90 days), legal or head of collection service.

In addition, working collector, a person expands their horizons, acquiring a wealth of practical experience in dealing with people, knowledge of credit products and legal aspects. The knowledge and skills allow employment in many spheres - continue to work in the bank directly with banking products or switch to another sector, such as in sales.

Until recently, banks are willing to give loans, and analysts predicted further increase in arrears. Consequently, the work of collectors have had to be added only. In connection with the banking crisis, the situation has changed, but how it will affect the demand for collectors to estimate will only be possible after a few months.

From the crisis and unemployment will save a good resume

Even finding themselves suddenly "on the street" or on indefinite leave, do not despair. Talented, enterprising professionals are always needed. And even if you are not appreciated in the same company, in another you will definitely pay homage deserved. The first and one of the most important steps to finding a new job is your resume. On how it is made, it depends on at least 50% success rate at the initial stage.

Self-portrait in major tones

Essentially resume is your portrait. More precisely, even a self-portrait, in fact better than you your resume is unlikely someone will be. Provided, of course, that you approach this matter with the utmost responsibility. Only you will be able to honestly identify their positive and negative sides on the basis of where you worked and what specific duties performed.

Sometimes managers are considering recruiting agencies resume at: Is it like him personally. Of course, you can apply for your self-portrait drawing and to the professionals. But, first, these professionals are now a rarity. And secondly, as has been said, only you can do to make the most complete and truthful "personal card".

Splitting and enumerate

Let's start writing a resume with a breakdown on his 3-4-5 points, depending on the office to which you are applying. The main points are as follows - the so-called general information, including information on the name, surname, patronymic, gender, marital status, presence of children, and contact information.

In the next part describe in detail your education. Do not lose sight of the various training programs. Be sure to include this item is not only an enumeration of places of learning, but also a particular specialty, which you have received as a result.

Experience - trump card

The next item will include the most important for your future employer - your experience. This carefully enter the years of work, position, specific responsibilities that you performed. After specifying "manager" is too little to make an idea about you. Manager can be called and the current head of the company, and easy shopping center consultant.

In the West, a common practice is considered to be not only a description of what you were able to achieve during his work in the same place or position, but those mistakes that you make. If the string is empty, the personnel officer is likely to delay the resume aside, because innocent people do not happen. However, most often in the Ukraine in the direction laid just want to resume where the applicant honestly wrote my advertising campaign paid off only by a third. So that more efficient in this case will be mentioned on your ability to "resolve" colleagues mistakes. For example, "in spite of the crisis moment, managed to lift sales by 15%."

Prove your uniqueness

All of the following summary depend only on what position you are applying for. If this is the work of a PR specialist or professional designer, it is useful to make some of his works, to indicate the presence of special knowledge of psychology, design and so on. D.

Also, try to get the most information about their potential leaders and adjust resume under it. Also does not hurt to pay special attention to the portfolio. But even the most well-written resume will not replace your personal qualities - as the ability to behave at the interview, make a good impression and inspire confidence. But that's another story.

Try the tips Work.ua site to make a good resume and get the desired job.

As to the dismissal foresee

American expert in the field of recruitment and personnel management Alison Greene briefly listed the symptoms when an employee directly threatened with dismissal.

1. The simplest sign - your boss about it tells you directly, without beating about the bush. Typically, the direct management of pre-cautions to be dismissed if their work and on your return location will not change for the better. Remember, if you received this warning, your boss is not joking.

2. In either case, you suddenly start to notice that you are getting more and more written comments and guidance. If before your boss is usually limited to oral comments, and suddenly began to seek the means of a communication by e-mail, it is not excluded, it creates a documented dossier for presentation as a justification for dismissal. After all, it is no secret that many companies need to document problems with this or any other employee, and entering the address of his warning, before you dismiss it.

3. You begin to feel that the boss is constantly nagging for one reason or another. If your boss, for its part, is also a feeling that the subordinate contradict and tend to fuss, then this indicates a problem.

4. Now, you've been paying attention to the fact that the manager is too meticulous, even petty, controls your work. Here's the thing here. When the head of the puzzles overall performance of the employee, he begins to think that emerging issues may go beyond what is actually on the surface, and the boss begins to dig deeper. So, if the results of your activities become subject to greater scrutiny than in the past, this has to be a reason. It is not necessary that you are prepared to fire, but something is clearly not right. Therefore, it is quite normal, if you are curious about at the heads of these same reasons.

5. The moment of considerable concern must be that your head is less interested in your opinion - he is not looking for your advice and, on the other hand, categorically dismisses expressed by your ideas on a project. To make matters worse, the boss shows a loss of faith in the staff and even consider it as interference.

How to write a resume, if nothing to write about

No work experience, professional achievements, career, no marital status and personal car. And in order to compensate for the endless white field resume, in addition to send copies of diplomas and letters of commendation.

These tricks reach completely opposite goals - in the best case, they cause a smile from employers. Work.ua tells you how to write a resume, if nothing to write about.

After his surname, name and patronymic, clearly write the post you want to receive. It is not necessary to list a few items that you could in principle be arranged. The situation is such that you do not pick and choose you (at least in the first stage), and the employer is unlikely to interest a wide range of your interests and capabilities.

Enter your age, marital status, address and telephone number. Marital status should not write according to your passport data. Not to mention about civil marriage, even if you are a member of it. Nobody does not infringe on your personal freedom, but in the eyes of the employer, it looks somewhat infantile. If a person can be "a little bit married", it is quite possible that, having come to the office, he would "like to work."

Education should be emphasized particularly in the summary, but not as much as it does the majority of yesterday's students. Do not engage in transfer of "crusts" are you able to collect. Courses on image, Massage, advertising and securities interest only if directly related to the position you want. Nor should write that you were his class and sang in the choir. For education is not relevant and will not add you points. It is worth remembering about internships, workshops and so on. (This does not necessarily have to be overseas trip will suit and Russian companies).

Work experience. It is clear that, as a student, you could not work for a long time. Do not be afraid to point out a short work experience, even if you have worked for 2-3 months, this should be reflected in the summary. Perhaps, as a student, you practice in some companies. It is also possible to specify, even if it is not reflected in the workbook. Graduate who has worked in the specialty for some time, has advantages over its fellow, having, perhaps, the best estimates, but no experience. For information on how to acquire professional experience, we will discuss in a future article.

 Your advantage can become knowledge of foreign languages, as well as modern computer programs and the Internet.

Personal qualities. Mistake made by many is that the students in this section pushing its learning and openness to new experience. Quality is definitely good and useful for any work, but the student resume reads like this: "I do not know much of anything, but for a small paycheck ready to learn." Before filling this column, consider what personal qualities are important in the profession you have chosen. This can be an analytical mind, the ability to work with large volumes of information, commitment, the ability to bring the follow through, punctuality. Honesty, decency, integrity, remains in the price, but the employer is interested in hiring is not just good people, but also professionals.

To make a career, you will become not only a cool skill, but also a professional dzhobsikerom. So that in parallel with the search for work Get to allied profession.